Each month the bill is due, create a new line and fill in the information. Every time you get paid, after paying yourself 20%, develop the habit of opening Mint.com, your spreadsheet, or your other method of tracking bills and pay what you owe. This habit reinforces the bills come first thought and you're less likely to blow money on things you don't need. While floating may have a gravity-defying sound to it, it only has one similarity to weightlessness. It's like the feeling you get when standing on a high observation deck looking down at the streets below. People and cars seem to scurry about like ants in a colony. How funny it can seem, the people down below marching along and then nestling at street corners, waiting for red lights to change, while you observe, perched hundreds of yards above them. Unfortunately for us procrastinators, no matter where we are, we always seem to be on that observation deck--viewing life from a distance, and never keeping our feet on the ground. There are just about as many ways that a procrastinator can float as there are tasks that need attention. Almost anything will do, just so long as it soaks up time and serves to occupy our minds. Here are just a few of the most common methods of floating: This can be a difficult question to answer considering that international surveys looking at depression across different countries show dramatic differences in terms of who is likely to develop symptoms. For that matter, there are some languages that don't even have a word for what we would call depression. Also, considering the stigma surrounding mental illnesses in different cultures, the number of people seeking help for their symptoms is going to vary widely from one country to the next. For people living in Japan, for example, only about 3 percent of the population will seek help for depression while countries such as the United States have a substantially higher percentage of people asking for help. But, does this mean that people in other cultures are less likely to develop depression? Or are they just less likely to admit being depressed? Cross-cultural studies of depression conducted since the 1980s strongly suggest that culture differences can have a dramatic impact on the type of depressive symptoms people can show, how likely they are to be diagnosed at all, and how likely they are to seek out some kind of help. Considering the deep stigma against mental illness found in many places, it isn't surprising that most people feeling depressed would prefer to keep it hidden, often until it's too late. On one of these adventures, I met a violinist who had been raised by a tiger mum. In third grade, I was put in the corner in music class by a substitute teacher who thought I was deliberately trying to ruin the singing lesson.

I wasn't. I just have no musical sense whatsoever. No tiger mum could have changed that. In any case, the violinist and I were both speaking at an event in London, and we got talking about how differently we had been raised. When</a> I was a kid, my mother asked me what I wanted to be when I grew up,' she told me. <a href='http://sansara8.elementfx.com/index30.html'>I want to be happy,' she had answered. Don't</a> be foolish,' her mother had replied. <a href='http://sansara8.elementfx.com/index32.html'>That is not a real ambition.' That day in London, she played the violin. It was the most impressive display of musical skills I had ever heard. I am sure her mother was happy. I hope she was, too. As crazy, meticulous, and overboard as it sounds, never spend any money without tracking it and categorizing the expense. It's important to create a clear picture of your spending habits so you can adjust and budget when necessary. Not having a clear picture of where your money is going is what makes and keeps you broke. When I started this habit, I went to the bank, printed out the last 5 years of bank statements, and was disgusted by what I found after going through and categorizing each and every transaction. As much as I thought I was in control of my spending habits, the numbers told a much different story. After adding up and categorizing all non-essential expenses over the last 5 years, I discovered that if I would have taken 75% of non-essential purchases and, instead, transferred that money to a savings account, I would have saved tens of thousands of dollars and it would be collecting interest! But instead, there was NOTHING. I spent all of it and saved none of it - like half of all American households. Fun and spending emotionally made me completely broke.

Instead of blowing my money, I could have saved and bought a high-end car with no payments. I could have moved into a big and beautiful home and paid half of it completely off before I even moved in. I could have done anything I wanted if I would have saved better. It was a very hard lesson and I'm sure if you take the time to see where your money is going, you'll come to the same conclusion. Mint.com connects to your bank accounts to help you track each and every transaction. If you're using cash, pull out your phone, quickly add the transaction, and categorize it. Once you have enough transactions, you can generate reports to show where your money is going and how much you can save if you create a budget. Aimlessly flipping from one television station to another for long periods of time. Even if you can't find anything good, you never know what could be on the next channel; and if nothing is found, you can always run through the channels for a second, or third time. Some call it "talking to yourself," while others call it "being deep in one's thoughts." Whichever you choose, it's all thought--with no action. I've lost more hours than I'd care to admit just to daydreaming alone. These can range from engaging in compulsive gambling, which not only drains your financial resources but also monopolizes your time as well, to compulsive shopping, overeating, becoming overly caught up in another person's problems, and engaging in endless telephone conversations. The list of addictive behaviors that can take us away from our responsibilities is practically endless. There are many more ways that we can float. All it takes is something that can sufficiently divert our awareness away from our tasks. In the past, I wasn't acutely aware of when I was floating; that's how normal it had become. In fact, floating not only felt normal, it also felt comforting, putting me in a serene, almost trance-like state of "The world can wait, because this is me time." For example, while channel surfing for a long period of time, my mind wasn't plagued by thoughts of, "Dave, shouldn't you be doing something else?" Instead, I felt reassured, safe, and comforted. My attention was absorbed by the flickering image on the television screen and my constant channel flipping. The internal conversation that went on in my mind was, "Gee, what's on the next channel? No good!

Switch. Ah, let's see. No, I don't like it. Switch again. Let's see ..." In fact, some psychiatrists have argued that depression as we know it is mainly a Western disease that is nonexistent in some societies. For example, when psychiatrist Emil Kraepelin visited Indonesia in the early years of the twentieth century, he concluded that depression was almost nonexistent. A similar conclusion was made by psychiatrist John Colin Carothers when he wrote about depression in Africans. As far as he was concerned, any mental health issues that developed were due to their exposure to Western culture and values as well as the effects of colonization. Even into the late 1980s, medical anthropologists continued to challenge the idea of depression in non-Western cultures though this is not a popular viewpoint today. Part of the problem is that the way people express emotional distress, including symptoms of depression, varies widely depending on their cultural background and beliefs about mental illness. For that matter, people in other cultures may also report problems that resemble what we call depression but which do not appear to have any real comparison in Western countries (except among immigrants). As we have already seen in Question 9, these conditions can go by different names, including pena and susto in parts of Latin America, brain fag in West Africa, dhat on the Indian subcontinent, tawatl ye sni (totally discouraged) among the Dakota Sioux, shenjing shairuo in Chinese culture, and so on. In countries with more economic equality, the percentage of people agreeing that most people can be trusted' is higher. <a href='http://degu.jpn.org/ranking/bass/shoprank/out.cgi?id=komegen&url=http://rankmysite.co.uk'>The</a> same goes for individual US states - the more economically equal the state is, the more people trust each other. <a href='http://degu.jpn.org/ranking/bass/shoprank/out.cgi?id=komegen&url=http://veganonline.uk'>If</a> we trust each other, we feel safe and have less to worry about - and we tend to see others as cooperators rather than competitors. <a href='http://degu.jpn.org/ranking/bass/shoprank/out.cgi?id=komegen&url=http://comp.org.uk'>Trust</a> levels are not static and, in countries like the UK and the US, they have fallen. <a href='https://www.ctrl-c.liu.se/help/sys%24common/syshlp/helplib.hlb?key=CRTL~Version-Dependency_Tables&explode=yes&title=HELPLIB.HLB&referer=http://articlebank.co.uk'>For</a> half a century, wealth has increased in the US, but inequality has soared, causing trust to go into free fall. <a href='https://www.ctrl-c.liu.se/help/sys%24common/syshlp/helplib.hlb?key=CRTL~Version-Dependency_Tables&explode=yes&title=HELPLIB.HLB&referer=http://articleleads.co.uk'>Inequality</a> leads to mistrust, competition, resentment and anger. <a href='https://www.ctrl-c.liu.se/help/sys%24common/syshlp/helplib.hlb?key=CRTL~Version-Dependency_Tables&explode=yes&title=HELPLIB.HLB&referer=http://articlelistings.co.uk'>It</a> is on the rise globally and, while we used to experience anelevator effect', rich and poor rising and falling as one, poorer people now feel left behind. And with growing inequality, more and more people will feel left out, scared and angry.

The maladies of inequality are nicely summed up in The Spirit Level - Why Equality is Better for Everyone by Richard G. Wilkinson, professor of social epidemiology at the University of Nottingham, and Kate Picket, professor of epidemiology in the department of health sciences at the University of York. A high level of inequality reduces empathy, trust and both physical and mental health and leads to more violence, higher crime rates, more obesity and teenage births. Les Brown said, There are losers and there are people who haven't learned how to win. Angelo Ajayi says, You're still learning how to win so when the losses start piling up, the natural inclination is to say `it's too hard, I can't do this, I quit.' Nobody wants to be committed to something they're losing at and to the area that's defeating them. But the strange thing about winning is that it looks like losing. It looks like frustration. It looks like anger and feels like betrayal. If this sounds strange to you, it's because you're still learning how to win. You're still learning that winning is a process. Winning is not the suspense and the magic of game 7. It's not even the highs and lows of the season. It's the sweat, the tears, and the mixed pains of each play on that court from the moment all those years ago they decided they wanted to be a ball player. It's the pain but it's also the joy. Winning is about the lows and the highs. Winning is a process. Reaching goals, getting your act together, and getting the life you want is a process and if you can't handle the process and learn to love it from beginning to end, you won't make it. You have to become incredibly comfortable with the discomfort of the process. Those who are in great shape love the pain of exercise and working out and that's why they make so much progress with it. Those who are living life on their terms and getting what they want love the pain of the daily grind.